At Lend City, we understand the unique challenges and opportunities that come with purchasing property in Australia as a non-resident. Our goal is to make the process clear, straightforward, and achievable — providing the guidance and support you need every step of the way.

Home Loans for Non-Residents: Your Path to Homeownership in Australia

Buying property as a non-resident can feel complex, but with the right advice, it’s entirely possible. There are loan options available to help you achieve your property goals, though eligibility and conditions vary between lenders. Typically, non-resident borrowers are required to provide at least a 20% deposit, as most lenders limit the Loan-to-Value Ratio (LVR) to 80%. Your eligibility may depend on factors such as visa type, income source, and credit history.

Non-residents are also required to obtain approval from the Foreign Investment Review Board (FIRB) before purchasing property in Australia. The FIRB ensures that foreign investments align with national interests and regulatory standards.

How Lend City Can Help

At Lend City, we specialise in helping non-resident buyers navigate the Australian home loan market and meet FIRB requirements. Our experienced brokers take the time to understand your situation, assess your eligibility, and guide you through the entire application process with care and precision.

With access to a wide network of trusted lenders, we’ll find the most suitable home loan options tailored to your financial goals and budget. Whether you’re purchasing your dream home, investing in rental property, or planning future residency in Australia, we’re here to help you secure the right loan with confidence.

Take the first step toward owning property in Australia — contact Lend City today to explore your options. We’re here to make your journey to Australian homeownership smooth, transparent, and successful.